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IFAs must sharpen provider due diligence under FCA Consumer Duty

(1st published by Citywire New Model Adviser on 10 Feb, 2022 at: https://citywire.com/new-model-adviser/news/ifas-must-sharpen-provider-checks-under-fca-consumer-duty/a237915) Due diligence involves not just looking at the product or service, but also examining the provider and thinking about the risks the FCA has identified. Advisers often call us for help, asking what the FCA actually expects in terms of research and due

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Assessing suitability: Research and due diligence of products and services

Advisers know that suitability lies at the heart of good advice – identifying the client’s real needs and then identifying the best solutions. And identifying those best solutions requires good market knowledge, based on research and underpinned by due diligence to ensure that the solutions will deliver as expected. So what comprises appropriate research and

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Why advisers want their own due diligence questionnaire.

Speaking to discretionary investment managers on almost a daily basis about due diligence matters I often hear the anguished rejoinder, ‘and advisers insist on having us complete their questionnaire rather than taking our standard due diligence pack.’ I am never sure whether insisting that the standard pack is sufficient is a matter of arrogance on

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